#85 | Friendly Market Brings Lending With Cross-Chain Pools

With Friendly Market on Nibiru, users can lend and borrow across native and cross-chain pools.

Friendly Market, a cross-chain lending and borrowing platform, is now live on Nibiru. Users can borrow and lend NIBI, stNIBI, ETH, and USDC in native pools, or tap into external DeFi markets like Compound on Ethereum utilizing LayerZero and Stargate. The vision is simple: make Nibiru a cross-chain liquidity hub, connecting billions in total value locked (TVL) across ecosystems.

Access Without the Friction

Previously, lending and borrowing had to happen on the same chain. Cross-chain positions would have to be actively managed by bridging assets and interacting with multiple wallets. With Friendly, you can access both native pools and cross-chain pools, earning competitive rates with up to triple rewards. In effect, you’re able to benefit from high APY’s on newer chains like Nibiru, while accessing lower borrowing APR’s from chains with higher liquidity like Ethereum.

Friendly Market leverages LayerZero and Stargate to bridge assets seamlessly between different blockchains, enabling cross-chain lending and borrowing without the need for complex manual interventions. LayerZero is a cross-chain messaging protocol that facilitates communication between blockchains, while Stargate is a cross-chain liquidity transfer protocol that allows assets to be moved between chains with minimal friction. Together, these technologies enable users to tap into liquidity from multiple chains like Ethereum, all from within the Friendly Market interface. This means users can access borrowing rates from high-liquidity chains while simultaneously earning attractive APYs on newer chains like Nibiru without needing to manage multiple wallets or manually bridge assets.

How to Get Started

1. Connect your wallet to Nibiru
2. Choose a native pool or bridge into a cross-chain market
3. Lend or borrow directly from the interface

Where this Takes Nibiru

With Friendly Market, Nibiru offers more than isolated pools, it’s a gateway to deeper liquidity and broader DeFi access. Whether you’re lending NIBI natively or tapping into cross-chain markets, everything happens from one wallet and one interface.